{"id":1662,"date":"2022-07-14T00:40:29","date_gmt":"2022-07-14T07:40:29","guid":{"rendered":"http:\/\/www.inedc.com\/22\/?p=1662"},"modified":"2022-07-14T00:40:29","modified_gmt":"2022-07-14T07:40:29","slug":"californias-fair-plan-accused-of-wrongly-denying-wildfire-claims","status":"publish","type":"post","link":"http:\/\/www.inedc.com\/22\/07\/14\/californias-fair-plan-accused-of-wrongly-denying-wildfire-claims\/","title":{"rendered":"California\u2019s FAIR Plan Accused of Wrongly Denying Wildfire Claims"},"content":{"rendered":"<pre>San Jose Mercury News<\/pre>\n<p>(PLACERVILLE, CALIFORNIA) July 13, 2022 \u2014 &#8230; policyholders, consumer advocates and public officials are accusing California\u2019s \u201cinsurer of last resort\u201d of violating state law and failing to provide adequate coverage for homeowners across the state.<\/p>\n<p>On Wednesday, the California Department of Insurance held a public \u201cinvestigatory\u201d hearing [&#8230;]<\/p>\n<p>&#8230; misreported $332 million deficit for last year.<\/p>\n<p>At Wednesday\u2019s hearing, public officials, advocates, insurance brokers and policyholders reiterated many of the same problems and asked the department to find ways to help bring down insurance premiums.<\/p>\n<p>\u201cFamilies across our state are already struggling under the exorbitant cost of housing,\u201d said Wendy Thomas, a county supervisor in El Dorado County, which was devastated by the Caldor Fire last year. \u201cAnd seniors on fixed incomes are finding it nearly impossible to have adequate insurance that they can actually afford. The alternative is to underinsure your property and pray you never use it.\u201d<\/p>\n<p>During the hearing, FAIR Plan officials declined to discuss \u201cspecific policy or claims questions or concerns,\u201d citing ongoing legal action brought by some policyholders. [&#8230;]<\/p>\n<p>Consumer advocates say the FAIR Plan continues to deny fire smoke claims, despite the Department of Insurance demanding the program start covering smoke damage in a January 2021 letter to then-FAIR Plan President Anneliese Jivan. [&#8230;]<\/p>\n<p>Department of Insurance officials say they are continuing to work with the program to change the policy. They noted that 20 private insurers \u201cdeleted illegal smoke policy provisions\u201d in 2018 after being notified by the agency, adding the department\u2019s oversight led to $166 million being returned to consumers last year. [&#8230;]<\/p>\n<p><a href=\"https:\/\/insurancenewsnet.com\/oarticle\/californias-insurer-of-last-resort-accused-of-wrongly-denying-wildfire-claims-bay-area-news-group-2?utm_source=InEDC&amp;utm_medium=News&amp;utm_campaign=Placerville&amp;utm_content=Eyeballs-via-Placerville-Newswire\" target=\"_blank\" rel=\"noopener\">READ FULL STORY<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cFamilies across our state are already struggling under the exorbitant cost of housing,\u201d said Wendy Thomas, a county supervisor in El Dorado County, which was devastated by the Caldor Fire last year. \u201cAnd seniors on fixed incomes are finding it nearly impossible to have adequate insurance that they can actually afford. The alternative is to underinsure your property and pray you never use it.\u201d<\/p>\n","protected":false},"author":1,"featured_media":1663,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":""},"categories":[6],"tags":[],"_links":{"self":[{"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/posts\/1662"}],"collection":[{"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/comments?post=1662"}],"version-history":[{"count":1,"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/posts\/1662\/revisions"}],"predecessor-version":[{"id":1664,"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/posts\/1662\/revisions\/1664"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/media\/1663"}],"wp:attachment":[{"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/media?parent=1662"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/categories?post=1662"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.inedc.com\/22\/wp-json\/wp\/v2\/tags?post=1662"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}